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TOP 10 Health Maintenance
Organizations in Nigeria

Health Maintenance Organizations (HMOs) have become increasingly popular in Nigeria as they provide a cost-effective way for individuals and families to access healthcare services. They offer various health plans that cover the cost of medical treatments and provide access to a network of healthcare providers. With so many HMOs in Nigeria, it can be challenging to decide which one to choose. In this blog post, we will highlight the top 10 HMO companies in Nigeria.


LifeWorth HMO is a leading health maintenance organization that offers a range of health plans to cater to individuals, families, groups, and organizations. They prioritize customer satisfaction and are renowned for providing exceptional service.

With a network of over two thousand affiliated medical facilities throughout Nigeria, medical care is accessible from anywhere. As an enrolled member, you can use the Lifeworth mobile app to access medical care without needing a physical card, and quickly find partner facilities nearest to your location. KPMG, FCMB, GTCO, ICS, ACCESSBANK, and other organizations are among those covered by Lifeworth HMO. For more information, visit


2. Reliance HMO

Reliance HMO is among the top health maintenance organizations in Nigeria and provides an all-encompassing healthcare plan for individuals and families, including children and elderly parents. With this plan, you can eliminate the worry and burden of expensive medical bills and illnesses by ensuring that the health of your loved ones is insured.

Reliance HMO offers helpful resources such as a list of partnered hospitals in various Nigerian states, a downloadable care app, and a retail benefit list that outlines the benefits and costs of their Retail Red Beryl and Retail Alexandrite Plans, as well as the medical personnel and services covered under these plans.


3. Hygeia HMO

Hygeia HMO is a reputable Health Maintenance Organization in Nigeria that provides access to health insurance. Its health plans are suitable for individuals, families, and SMEs, offering a wide range of coverage options. Whether you’re an individual or part of a small or medium-sized business, you can benefit from Hygeia’s services.

4. RedCare HMO

RedCare HMO provides healthcare plans that are affordable and can be customized to fit individual needs. They also offer plans for families, companies, and parastatals. Their One healthcare package provides a comprehensive offering that includes curative and preventive medicine, employee-well-being services, and healthcare insurance. They also offer an international healthcare package that is cost-effective and can be used anywhere in the world. In addition to these services, Redcare HMO provides corporate and private health plans, clinic services management, pre-employment tests, and drug and alcohol tests.


IHMS HMO, which stands for International Health Management Services HMO, offers social health insurance, family health care, health insurance services, and private health insurance to individuals, companies, and families. The HMO is managed by both medical practitioners and institutional investors. They provide different types of healthplans such as retail health plans, corporate plans, group and association plans, tertiary institution social health insurance, worksite clinic plans, and international health plans.


AIICO HMO is recognized as a leading Health Maintenance Organization in Nigeria that offers expert medical guidance to maintain and enhance the health of its clients. AIICO HMO provides a broad network of healthcare facilities where you can access top-notch medical services. AIICO HMO has a strong resource base that ensures high-quality healthcare services are provided to its members, and it collaborates with a team of dedicated medical professionals.

7. Metrohealth HMO

Metrohealth HMO provides a comprehensive health plan that is customized to suit your needs. This diverse HMO offers various health services that cater to the healthcare needs of different individuals. The available health plans include Corporate and Self and Family Plan, Sweet Sixties, Metroflexi, and Metro Telemedicine. Metrohealth’s health plans cover a wide range of medical needs, including Laboratory and Diagnostic tests, HIV and AIDS care and treatment, Pregnancy, Dental Care, and more.

8. Swift HMO

Swift HMO provides personalized health plans to cater to the needs of both individuals and families. In addition to that, they offer healthcare plans that cover employees of small and large businesses. Their health insurance package includes preventive treatments and checkups.

9. AXA Mansard HMO

AXA Mansard HMO provides quality and flexible health care plans at affordable rates. Their health care plans cater to individuals, families, and corporate organizations, and can be customized to serve specific needs. They also offer international health care coverage. Besides health care, AXA Mansard provides life and non-life insurance products and services to individuals and institutions in Nigeria, as well as asset/investment management services, health management services, and pension fund administration through its subsidiaries.

10. Defense Health Limited HMO

Defense Health Limited HMO was established to address the challenges of providing quality health care services to eligible military personnel, retirees, and their families who otherwise lack access to it. It is owned and managed by the Ministry of Defense and the Nigerian Armed Forces, and specifically caters to the health needs of military members and their families. The HMO unifies the health resources and care of the Nigerian Army,Navy, and Air Force, and offers a wide network of healthcare providers and professionals who are civilians, to ensure that these armed forces personnel and their families receive the best possible medical attention while serving the country.


In conclusion, subscribing to a health maintenance organization (HMO) plan is a smart investment in one’s health and well-being, and LifeWorth HMO stands out as one of the best options available in Nigeria. With a commitment to customer satisfaction and a wide network of affiliated medical facilities throughout Nigeria, LifeWorth HMO offers a range of health plans that cater to individuals, families, groups, and organizations. Enrolled members can access medical care through the Lifeworth mobile app, without needing a physical card, making healthcare even more accessible. By subscribing to a Lifeworth HMO plan, individuals and organizations can ensure that their healthcare needs are taken care of, allowing them to focus on other important aspects of their lives.

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